Time and prosperity
There is one physical quantity in this world that has real value for a Muslim. That value is time, and time does not accumulate.
Allah said in Surah Al-Asr: I swear by the time (or time) before night! Verily, every man is at a loss except those who have believed, performed righteous deeds, commanded one another the truth, and commanded one another patience!
In this Surah, Allah swears by time indicating its value in the highest degree. Then He warns against the trap of loss for both worlds and calls for believing and doing righteous deeds, which also includes saving time. Speaking about time the Messenger of Allah (peace and blessings of Allah be upon him) said: "Two favors many people are deprived of: health and free time." al-Bukhari (6412). In another hadith which is quoted by Al-Hakim in his sahih, Prophet Muhammad (peace and blessings of Allah be upon him) said: said: "Use five (things) before (you encounter) five (others: use) your youth before (old age comes) to you, (use) your health before disease comes) to you, (use) your wealth before poverty comes) to you, (use) your free time before (you find yourself busy with) business, and (use) your life before (your death comes) to you".
Guided by these Shariah texts, every Muslim should invest their time in and for themselves.
Find a balance between work and rest, hobbies and family, worship and moments of inactivity. Not to overburden oneself with any one thing, but to walk the middle path avoiding extremes and omissions.
To open one's mind to the contribution to health and to engage in permissible sports, be it running, swimming or horseback riding. A Muslim should visit doctors to monitor his health, remembering that it is easier to prevent than to cure. This approach will give peace of mind and avoid bitter regret. It is necessary to make prevention a new habit, because health is the mercy of Allah entrusted for preservation.
Make payment with one's time to education for development in the professional field by upgrading one's skills, thus increasing personal financial well-being. Listen and watch lectures, read specific literature. In the information age it is quite easy to do this, today almost all knowledge is in our "pocket" it is worth only to show interest in them.
Study the allowed tools to increase wealth, such as investing in stocks and cryptocurrencies, as well as trading spot positions on the exchange quan2um.
And of course, set aside a portion of your income for your future, thereby providing for yourself and eliminating the need to turn to people.
A truly poor person wastes time without considering its value, risking to be left at the "broken trough" already in his lifetime. And remember that true bankruptcy is bankruptcy on the Day of Judgment. Abu Hurairah (may Allah be pleased with him) narrated: "(Once) the Messenger of Allah (peace and blessings of Allah be upon him) asked (people): "Do you know who is the indigent?" They replied, "The poor among us (are) those who have neither money nor property." Then (the Prophet (peace and blessings of Allah be upon him) said: "Verily, the indigent among the members of my community will be the one who on the Day of Resurrection brings with him prayers, fasts and zakat, but (it will be found that) he has insulted this one, slandered this one, embezzled the property of this one, shed the blood of this one and struck this one, and then (something) of his good deeds will be given to this one and (something) to that one, and if the stock of his good deeds runs out before he is able to settle (all) accounts, then from the sins (of those offended by him) they will take (something) and lay it on him, and then he will be cast into hell! ""